No Credit Needed! 

Take up to 12 months to pay regardless of your credit score. 

Apply online or in our showroom.

Income History

3 Months income history with your current employer or other sources of income

Checking Account

Have a checking account for the past 90 days

Monthly Income

Deposits of $1000 or more into your checking account 

Checking Activity

Checking account free of NSF's, excessive overdrafts and negative balances

Flexible Payment Options

You can choose from weekly bi-weekly, twice monthly, or monthly payment schedules designed to align with your paydays.  

Pay Over

12 Months

Take time to repay your account over 12 months with payment scheduled to align with your payday


Payment Option

Payoff within 90 days.  Same as cash

Early Payoff Discount

Payoff after 90 days and save

25% or more on all outstanding payments.

Rebuilding Your Credit

We've partnered with a number of credit bureaus, including Experian.  This partnership means we can report your payment history directly to these bureaus, giving you the opportunity to build or restore your credit. 


21478 Harvill Ave Suite 2

Perris, CA  92570



Monday-Saturday: 10am - 7pm

Sunday: 10am - 6pm